Think Your Homestead Gives You Absolute Protection…Well, Think Again
A homestead declaration is a valuable tool, and we recommend it. It is simple and inexpensive and gives qualified homeowners a valuable shield against creditors’ demands. But there are limits to the protection that shield offers, as described in the recent decision of the Appeals Court in Hartog, Baer & Hand, A.P.C. v....
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Buying Real Estate? Consider Owner’s Title Insurance
Owner’s title insurance is an optional, one-time charge that insures title to real estate for as long as the insured owns the property, subject to policy provisions. Clients often ask whether they need this coverage, whether lender’s title insurance suffices and how it all really works in practice. Some clients elect to...
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